Case Study #1: Debts Owed As
common as it may be today a particular member of Rent Check proceeded to take action that
proved to have very uncommon results. Upon a move-out inspection, damage was discovered
and promptly repaired to get the unit ready for re-rental. The amount of damages was more
than normal wear and tear therefore reported to their Collection Agency for debt
collection. Another common practice is for the Collection Agency to report all debts for
collection to the Credit Bureau of choice. The Credit Bureau added the collection
information to the tenants credit file also as a matter of course.
After their mortgage application was rejected the tenant sued the Credit Bureau,
Collection Agency and finally the landlord. Ultimately the landlord was the party left
responsible for releasing personal information about an unproven allegation of causing
damage to the Collection Agency. Although settled out of court, the landlord was facing a
possible mortgage payout to the tenant, the matter was settled out of court. In retrospect
the landlord's lawyer reviewed Rent Check's consent language which has been endorsed by
the Privacy Commission, and made a recommendation, adopt Rent Check's consent language for
each tenancy applicant. I would not be writing this case study had this tenant signed Rent
Check's consent. We know its importance is evident to our member housing providers across
Canada who uses our consent language on their housing application forms. |
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Before you let protect yourself and your company from becoming open to lawsuits.
Include an approved, legally compliant consent statement with each tenancy application.
Email this news item to your colleagues so they too can obtain copies of this
publication.Your feedback and future topics of interest, or inquiries on privacy issues
are important to us. Please let us know.
Sincerely,
John Dobrowolski. President & CEO
Rent Check Credit Bureau
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email: privacy@rentcheckcorp.com
voice: 1-800-661-7312 / 416-365-7060 ext.222 |
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